A recap of 2025 housing reforms
Last year saw significant housing reforms for renters and homebuyers – here’s a recap of what you need to know.
Change to renters’ rights
The Renters’ Rights Act received Royal Assent in October 2025 and will come into force in three phrases this year. The initial phase of the rollout in May will include the much-awaited end to Section 21 ‘no fault’ evictions in England. Plus, all fixed term tenancies will automatically convert to periodic tenancies.
Scotland rent controls
Scotland has also seen reforms for renters. Local authorities will be able to designate Rent Control Areas, where there will be a cap on how much landlords can raise rent. Plus, councils will be required to act sooner to prevent homelessness.
Stamp Duty changes
In April 2025, Stamp Duty thresholds reverted to their higher level in England and Northern Ireland. First-time buyers now have to pay the tax on homes above £300,000 and other buyers will be charged on properties over £125,000.
Reforms in Wales
Legislation is underway to improve the safety of tall buildings and houses in multiple occupation. Also, the Homelessness and Social Housing Allocation (Wales) Bill plans to improve access to housing support.
Your home may be repossessed if you do not keep up repayments on your mortgage.