Buyers delaying their next move
Many prospective buyers feel ready to move in 2026, but affordability concerns and uncertainty are still causing hesitation.
Confidence versus action
Research shows that 52% of prospective buyers believe they are ready to purchase a property this year. However, there remains a significant gap between confidence and actually making a move.
High property prices and the challenge of saving for a deposit continue to be major barriers for many households. Rising living costs and uncertainty around mortgage affordability have also made it harder for some buyers to feel financially prepared.
For first-time buyers in particular, balancing rental costs with saving for a deposit continues to be a significant challenge, despite improving confidence across parts of the housing market.
Understanding the process
The research also found that 31% of respondents felt they lacked understanding of the homebuying process itself. Many prospective buyers are also unclear about the different mortgage products available.
We can help
Seeking professional mortgage advice can help buyers better understand their options and feel more confident. We can help you explore suitable mortgage options.
Your home may be repossessed if you do not keep up repayments on your mortgage.